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Wallet integrations for Banks

bluesource integrates Apple Pay, Google Pay, and digital card processing into your banking and issuing environments - for wallet solutions that integrate seamlessly into mobile banking apps and significantly enhance the customer experience.

Growing importance of wallet integrations

Apple Pay and Google Pay are becoming increasingly commonplace for customers, making digital wallets the central touchpoint between banks, cards, and payments. Banks that consistently implement this integration increase card activation rates, strengthen mobile engagement, and secure a competitive edge over direct banks.

The challenges of wallet integrations

Systems and processes

Card, tokenization, backend, risk, and authentication systems must work together seamlessly

Approvals and compliance

Apple, Google, and regulated issuing processes place high demands on banks

Customer Journey & Time to Market

Consistent functionality for provisioning, onboarding, and wallet use despite lengthy coordination and approval processes

Our services for wallet integrations

We seamlessly integrate wallet services into your existing system infrastructure, card strategy, and mobile banking platform. Technically compatible, quick to deploy, and scalable for the long term.

We're integrating Apple Pay and Google Pay

We integrate wallet services into existing banking and card ecosystems, ensuring they are set up properly from both a technical and organizational standpoint

Tokenization and provisioning

We design digital card processes, provisioning, and wallet activation to align with your issuing processes

Wallets in banking apps and onboarding

We integrate wallet functionality to ensure a consistent user experience across banking apps and digital onboarding processes

Value-added services related to digital maps

We are expanding our wallet solutions to include services and card features to drive greater usage and customer loyalty

Here's how we integrate wallets into banking environments

Analyze

We understand existing card, issuing, and mobile banking ecosystems and identify strategic opportunities

Defining architecture

We implement a scalable wallet integration architecture for tokenization, backend connectivity, and authentication

Integrate and share

We seamlessly implement provisioning processes, the customer journey, and approvals using wallet ecosystems

Roll out and optimize

Next comes the pilot phase, the full-scale rollout, and continuous improvements to the wallet and user processes

How banks benefit from this

 

  • High card activation rates and strong transaction volume
  • Seamless mobile payment experiences that foster strong customer loyalty
  • Fast time-to-market and future-proof wallet architectures

Our wallet expertise from real-world banking projects

Smartphone with customer cards in bank wallet from bluesource

Bank wallets

Smartphone with BBVA Wallet from bluesource

BBVA Wallet

Smartphone with RaiPay App of the Raiffeisen Banking Group Austria by bluesource

RaiPay Raiffeisen Banking Group

Smartphone with Intesa Sanpaolo banking app from bluesource

Intesa Sanpaolo Banking App

Smartphone with Bluecode app from bluesource

Bluecode Mobile Payment

Smartphone with Vodafone Wallet app from bluesource

Vodafone Wallet Vodafone Group